Costa Vera Capital is committed to providing equal lending opportunities to all applicants and strictly prohibits discrimination or harassment of any kind. We do not discriminate based on race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

*The displayed interest rate represents a base rate for an adjustable-rate loan and does not reflect any adjustments based on credit score, fees, borrower details, or property information. For adjustable-rate loans, the initial interest rate remains fixed for the first seven years, depending on the program selected. After this period, the rate will adjust semiannually based on an interest rate index plus a margin. The index used is the SOFR Index, calculated as the 180-day average provided by the Federal Reserve Bank of New York. The latest index figure available 45 days before each adjustment date is known as the “Current Index,” as published in the Federal Reserve Statistical Release, Form H.15 (519). If this index becomes unavailable, Costa Vera Capital will select a comparable replacement.

Fixed-rate loan products maintain a constant interest rate for the loan’s full term, typically 30 years. The index for fixed-rate loans is based on the Primary Mortgage Market Survey® 30-Year FRM US Weekly Average, as published by Freddie Mac. All loan terms, rates, and conditions are subject to change without notice. Information is provided “as is,” without warranties of any kind.

Loan offers are based on the provided borrower and property details and may change following final appraisal and purchase offer evaluation. Your actual monthly payment may vary. Rates and offers are time-sensitive and subject to change without prior notice. Interest rates are determined based on credit history, loan-to-value ratio, and loan term. If an escrow account is required or requested, the monthly payment will also include escrow payments. Additional restrictions may apply. All loans are subject to credit approval, underwriting review, and property eligibility requirements. Loan availability may vary by state, and approval is not guaranteed for all applicants. This is not a commitment to lend. Terms, conditions, and loan programs are subject to change at any time.

U.S. Patriot Act Disclosure: To help combat the funding of terrorism and money laundering, federal law requires all financial institutions to obtain, verify, and record identifying information from each customer.